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What do people mean by max block?

I have around 75 dex with the boost of raven frost and disciple belt (base dex around 45.) When I activate holy shield, my max block reaches 75.
My question is why do many people put around 100 points into dex when u can reach max block by just turning on holy shield? Is it necessary to put 100 base dex pts in a pally, when I can spend more points into vita for more life?

I am not an expert in paladin, so please help me out thanks.
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