Teach me how to barter I know I asked this once before, but I need to learn to barter for a new car. My credit score is over 750. I am NEVER late on my payments. I have around $700.00 in liquid cash at the end of the month if I don't splurge. I have worked really hard over the past year to pay off some debts, mainly credit cards and medical bills. I want to make sure I get a decent interest rate on an auto loan. I also want to know if there are loans available that do not have a penalty if you pay off early. I want to have my car paid off in less than 2 years. What do dealer prep charges consist of? Almost $600.00 seems to be a bit steep for that. If the car I am going to buy has lets say, more that 500 miles on it, should I ask for a discount? I would consider that used. I don't trust the car salesmen to give me an honest answer. The other new cars I bought, I just went in, put down my downpayment and drove away. I don't want to do this now. Any help would be appreciated!