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Smiter Question:Is Res Fire/Cold/Lite Skill Neccassary???

Hi,just a quick question.If I am using my Smiter to go up against casters,is it a good idea to put in a single point into resist Fire/Cold/Lite and let the +skills do the rest,or would it be wasteful since my res in hell are 80/75/75/75?
The reason I ask is,I have had 3 people tell me its a good idea vs casters but,since I have max resists,wouldnt it be redundant?
Any Expert Advice is welcome and thank you in advance.
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