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Smite/Zealer Question

I am making a Smite/Zealer Hybrid build. (aka. Smealer) The gear I am using is as follows:

Helm: Guillame's Face (socketed with 38%ED Jewel)
Armor: Shaftstop (until i can upgrade to Fortitude)
Belt: String of Ears
Gloves: Dracul's Grasps
Boots: Gore Riders
Weapon: Black Runeword (until I can upgrade to Greif)
Ring 1: Dwarf Star
Ring 2: Raven Frost
Amulet: Highlords Wrath

My skill acumulation is also as follows:

Zeal (20)
Smite (20)
Fantacisim (20)
Holy Shield (20)
Defiance (20)

I chose Defiance over Sacrafice because I am building this char defencivly and Greif will add enough damage to be boosted by Zeal's and Fant's ED bonuses.

My question is: Which shield should I use? At first i thought HOZ would be the best choice. But before i trade off all my mal's um's and pul's, i wanted to ask for advice. Right now it's a toss up between HOZ and an ethreal Sacred Targe with Exile Runeword.

Here's my predicament. An um'ed HOZ gives +72 to all resistances (which is well needed) but exile adds another 15% chance of life tap. Exile can't be un'ed because it is a runeword. Defence would work out to about the same. Shield Base Smite Damage would be almost trippled. Oh, and does Life Tap even stack? meaning with Dracul's and Exile i would get 25% chance to cast Life Tap?

But what do you guys think? HOZ or Exile?
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