Ok..now I am twirked This is kind of a long story, but I will try to make it brief. I gave birth to my daughter, Samara, in January of 2003. After many months of negotiating with my insurance company and the hospital, the total amount for our medical bills was established. To be honest, I think I spent about 5-6 hours on the phone to either the hospital and insurance company. The insurance company didn't like the way the hospital billed my charges. All is well, I get my final bill and write a check for close to 900 bucks (this was July, but I had been making 75 dollar payments since February). In blissful ignorance throughout the rest of 2003, I heard nothing from anyone. Two weeks ago, I received an EOB (explaination of benefits) from my insurance company telling me that I overpaid and they sent them a check in early January. So, I called the hospital to see about getting the $150.00 that is owed to me..and I am getting the run around. First they say the check was mailed on the 3rd of February. Now, they say it is still in processing. They now told me it will be another 4-6 weeks to get my money. So, in essence, they had my overpayment from July to March. Keep in mind, even though I was paying $75.00 a month until all this got straightened out with my insurance company, they send me to collections..I didn't pay the entire amount within 30 days. As soon as I received my EOB, the entire check was sent to them. That amount might not seem like much to you..but considering I have received $657.00 since the week of Christmas..it is alot to me.