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life charms vs defense charms for a summoner

I'm playing a fishymnacer; normal build, maxing raise skeleton, mastery and corpse explosion; which means I do zero killing myself

I never melee and the only time I get hit is by lightning from gloams and such; darts by flayers; poision, cold and fire from catapults; ranged atacks from harpes and so on

so generally, is it better to have +30 life charm or a +30 defense charm ?
I'm thinking resistence charms are better than either, am I correct ?

currently level 84, hell difficulty, just about to face the ancients;
Nihalik wasn't difficult;
Travincal is still a pain because of so many ranged attacks and they fire from the ledges so my skeletons can't get to them; I get hit a lot;
the marsh next to the flayer jungle is also still a pain due to all monsters casting lightning from off screen