How are you saving money? I always though having 6 months of cash on hand would be sufficient. But given the rising prices of food and gas along with the state of the economy, I am thinking about increasing that amount to 9 months. Of course this puts a hamper on things, since I was thinking I can go on a nice vacation this summer. I am moving into a rental house and will be sharing with roommates. This will lower my monthly rent and gas usage as the house is located quite close to work. In fact I can ever walk to work. I also though about decreasing the amount of money I put into 401K, currently 20% contribution to 10 - 15%. The reason is that I want to get to that 9 month goal quickly. Money in 401K cannot be touched unless I want to pay a stiff penalty. Cutting down on eating out shouldn't be too much of a problem. So the question is, how are you saving money right now? Have you stepped it up? Status quo?