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High level Charms, what to look for.

I've read through some of the stickies about charms but...

I'm not clear on what to look at...

I've started cubing some and it seems the suffixes and prefixes go up and down in quality dramatically.

So for examples
Is this worth cubing over and over, My supply of pgems is good but not amazing

Iron Grand Charm
Keep in Inventory to Gain Bonus
Required Level: 23
Item Version: 1.10+ Expansion
Item Level: 85
Fingerprint: 0xa7bad27
+83 to Attack Rating

and also what are you looking for in a charm beside skills, resist, and MF

for instance would folks go googoo over this and I should keep it to trade or should it be cubed for something better.

Snake's Grand Charm of Vita
Keep in Inventory to Gain Bonus
Required Level: 83
Item Version: 1.10+ Expansion
Item Level: 99
Fingerprint: 0xc854cbfc
+42 to Life
+25 to Mana

Thank you in advance for any help.

Sorry, didn't mean to paste the same one twice.